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acima credit

Acima No Credit Check

Acima is a no credit check finance company that offer 90 days to 12-month payment options.  Acima offers 12-month lease model. Acima lease model is a 12-month lease of the property. All leases are set up to be paid off through regularly scheduled lease renewal payments over the course of the 12-month lease period. The first 90-days, allows customers to purchase the property within the first 90 days for a lower amount than what would be paid over the 12-month lease period.

Does Acima Build Credit?

While many financial institutions may refuse to issue new credit -Acima we will. Acima will give you the opportunity to prove your creditworthiness through performance on a new trade line. Acima partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build and/or restore your credit

Approval Requirements

1. Income History

Have a three-month history with your current employer or source of income.

2. Monthly Income

Must have deposited $1,000 or more into your checking account each month.

3. Checking Account

You need to have a checking account for at least 90 days.

4. Checking Activity

Your checking account needs to be free from NSFs, excessive overdrafts, and negative balances.

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