Acima No Credit Check
Acima is a no credit check finance company that offer 90 days to 12-month payment options. Acima offers 12-month lease model. Acima lease model is a 12-month lease of the property. All leases are set up to be paid off through regularly scheduled lease renewal payments over the course of the 12-month lease period. The first 90-days, allows customers to purchase the property within the first 90 days for a lower amount than what would be paid over the 12-month lease period.
Does Acima Build Credit?
While many financial institutions may refuse to issue new credit -Acima we will. Acima will give you the opportunity to prove your creditworthiness through performance on a new trade line. Acima partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build and/or restore your credit
1. Income History
Have a three-month history with your current employer or source of income.
2. Monthly Income
Must have deposited $1,000 or more into your checking account each month.
3. Checking Account
You need to have a checking account for at least 90 days.
4. Checking Activity
Your checking account needs to be free from NSFs, excessive overdrafts, and negative balances.